Our mission is to serve as your trusted advisor, helping you make informed decisions that strongly impact your financial and personal life. Our financial/tax planning and investment management solutions suit those looking for an on-going partnership with a small independent firm that maintains a personal, open-door relationship with our clients. Everyone deserves an unbiased (fee-only, fiduciary) advisor who has high standards, takes a straightforward, and collaborative approach.
We are passionate about delivering actionable and understandable solutions that are powered by highly technical and detailed illustrations - and backed by our experience and wisdom.
Real financial planning must consider and integrate taxes, since the income tax bill is the largest recurring expense our clients face. We offer detailed, multi-year tax planning and income tax preparation designed to identify tax savings strategies.
Since day one (18+ years ago), we chose to work as fee-only, fiduciary advisors. This means we never have and never will sell financial products or receive commissions, and the best interests of our clients always comes first. We are trusted advisors, not salespeople.
Financial planning needs to integrate all aspects of your financial life: taxes, cash-flow, savings, investments, and financial security. We craft your plan and recommendations only after we understand you – your goals, dreams, and financial life.
Stand-alone financial plans are crafted for clients looking for individually tailored financial solutions to their most pressing financial concerns. Typically the plan emphasizes sophisticated retirement planning, investment consulting, and tax planning advice. It also addresses other areas including Social Security collection strategies, pension options evaluation, insurance needs analysis, and other planning as desired.
The Wealth Management program is designed for those who want on-going advice, education, and implementation assistance covering all aspects of their financial lives with the goal of establishing a long-term partnership with a trusted advisor. It is through this type of relationship that our clients receive the greatest service and cost benefits. Tax-preparation is included with this service (if desired).
The Investment Management program provides on-going discretionary investment oversight including investment selection, trading, monitoring, and performance reporting. It is preferred by clients looking solely for investment assistance.
Our knowledge of our clients' income, investments, and personal situation puts us in an ideal position to prepare their personal tax returns, find savings, and side-step errors.